INSURANCE ALERT

IMPORTANT- ARE YOU AWARE THAT AFTER 30 DAYS A VACANT HOUSE CAN BE UNINSURABLE? 

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 Most Homeowners’ policies cease or are limited after the house has been vacant for more than 30 days, and many insurance companies won’t even write a policy for vacant houses.  Companies that do offer a policy have an exception clause which means they won’t cover damage due to vandalism or broken water pipes.  This could cost the owner 2 to 15 times as much as a policy covering an occupied home. 

Vacant Home Caretakers provides a solution to this problem.

  • Insurance cost can decrease because the full owners’ coverage is not necessary and a less expensive Tenant policy is adequate.
  • Vandalism is reduced as an empty house is a temptation and an occupied house is usually passed over by vandals.
  • Our Home Managers maintain a minimum of $300,000 in liability insurance.
  • Our “Company” maintains a $100,000. contractual liability policy.
  • We are the eyes and ears of your vacant home.  All repairs are reported to the owner immediately to eliminate any long term damage.

Check with your insurance agent regarding you insurance situation --

                              
                  Let us give you the peace of mind you deserve!



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